Do you plan on eventually purchasing a home?? If so, your Mortgage application is critical.
IF YOU HAVE:
No down payment. No problem.
No income. I can work with that.
New to your job. I can still get you a Mortgage.
Bad credit. Full stop!
A persons credit score is the single most important piece of the Mortgage qualifying puzzle. Other pieces of a Mortgage application can be mitigated. But credit is as important to my successful home purchase as air is to living.
Imagine this …everyone has an invisible number that floats over their head. This number is constantly changing and follows me around. This number is incredibly important at certain times of my life.
That number is my credit score.
Think of a persons credit score as a whole blueberry pie. In today’s email I’m going to tell you the TWO most important (biggest) pieces of that pie. This is applicable to everyone’s credit score.